1、y as at the trading day prior to disclosure (in shares) 17,170,411,366 Fully diluted earnings per share calculated based on the new share capital (RMB/share) 1.32 Whether there are corporate bonds Yes No 2. Quarterly financial indicators (In RMB million) Item First Quarter of 2016 Second Quarter of
2、2016 Third Quarter of 2016 Fourth Quarter of 2016 Operating income 27,532 27,237 27,199 25,747 Net profit attributable to the shareholders of the Company 6,086 6,206 6,427 3,880 Net profit attributable to shareholders of the Company after non-recurring profit/loss 6,075 6,219 6,413 3,899 Net cash fl
3、ows from operating activities 59,268 (92,466) (119,744) 163,931 Have the above financial indicators or their totals differed significantly from the relevant financial indicators 5 in the quarterly report and half-year report disclosed by the Company? Yes No 3. Non-recurring gains/losses and their re
4、spective amounts (In RMB million) Item 2016 2015 2014 Year-on-year change Gains/losses on disposal of non-current assets (fixed assets, foreclosed assets or gains/losses on disposal of long-term equity investment) (178) (24) (8) Negative amount for last year Gains/losses on contingency 1 (1) (6) Neg
5、ative amount for last year Other non-operating income and expense except the above items 168 (24) (38) Negative amount for last year Income tax effect 2 12 13 (83.33%) Total (7) (37) (39) Negative amount for last year Note: The non-recurring gains/losses shall refer to the meaning as defined in the
6、Explanatory Announcement on Information Disclosure by Companies Publicly Offering Securities No. 1 Non-recurring Gains/Losses. During the reporting period, no items of non-recurring gains/losses as defined/stated pursuant to the Explanatory Announcement on Information Disclosure by Companies Publicl
7、y Offering Securities No. 1 Non-recurring Gains/Losses were defined as recurring gains/losses. 4. Profitability indicators (Unit: %) Item 2016 2015 2014 Year-on-year change Return on total assets 0.77 0.87 0.91 -0.10 percentage points Average return on total assets 0.83 0.93 0.97 -0.10 percentage po
8、ints Weighted average return on net assets 13.18 14.94 16.35 -1.76 percentage points Weighted average return on net assets (net of non-recurring gains/losses) 13.18 14.96 16.38 -1.78 percentage points Cost/income ratio (excluding business tax) 25.97 31.31 36.33 -5.34 percentage points Credit costs 3
9、.37 2.56 1.55 +0.81 percentage points Deposit-loan spread 4.49 4.89 5.01 -0.40 percentage points 6 Net interest spread (NIS) 2.60 2.62 2.39 -0.02 percentage points Net interest margin (NIM) 2.75 2.81 2.60 -0.06 percentage points Notes: Credit costs = credit provisions for the period / average loan b
10、alance (including discounts) for the period; Deposit-loan spread = average yield of loan (excluding discounts) average deposit cost rate; Net interest spread = average yield of interest-earning assets average cost rate of interest-bearing liabilities; Net interest margin = net interest income / aver
11、age balance of interest-earning assets. In 2016, the Bank reclassified the net gains of precious metals leasing from net non-interest income to net interest income, and adjusted the comparative data. 5. Deposit taking and advance of loans (In RMB million) Item December 31, 2016 December 31, 2015 Dec
12、ember 31, 2014 Change from the end of current year over the end of last year I. Deposit taking 1,921,835 1,733,921 1,533,183 10.84% Including: Corporate deposits 1,652,813 1,453,590 1,280,430 13.71% Retail deposits 269,022 280,331 252,753 (4.03%) II. Total loans and advances 1,475,801 1,216,138 1,02
13、4,734 21.35% Including: Corporate loans 934,857 774,996 639,739 20.63% General corporate loans 920,011 761,331 627,326 20.84% Discounted bills 14,846 13,665 12,413 8.64% Retail loans 359,859 293,402 282,096 22.65% Receivables for credit cards 181,085 147,740 102,899 22.57% Provision for impairment o
14、f loans and advances (39,932) (29,266) (21,097) 36.45% Loans and advances, net 1,435,869 1,186,872 1,003,637 20.98% Pursuant to the Notice on the Statistical Standards for Adjusting the Deposits and Loans of the Financial Institutions by the Peoples Bank of China (Yin Fa 2015 No.14), starting from 2
15、015, the deposits placed by non-deposit financial institutions at financial institutions are accounted for as “Total Deposits”, whereas the loans extended by deposit financial institutions to non-deposit financial institutions are accounted for as “Total Loans”. Based on the aforementioned statistic
16、al standards, as at December 31, 2016, the total deposits and the total loans amounted to RMB2,402.6 billion and RMB1,514.7 billion, respectively. 6. Supplementary indicators (Unit: %) Item Standard level of indicator December 31, 2016 December 31, 2015 December 31, 2014 Liquidity ratio RMB 25 47.62
17、 52.14 52.51 7 Foreign currency 25 99.04 103.30 82.49 RMB and foreign currency 25 49.48 54.29 53.21 Loan/deposit ratio (including discounted bills) (RMB and foreign currency) Not applicable 75.21 69.01 65.39 Liquidity coverage 80 95.76 140.82 80.25 In accordance with Administrative Measures for the
18、Capital of Commercial Banks (for Trial Implementation) Capital adequacy ratio 10.5 11.53 10.94 10.86 Tier one capital adequacy ratio 8.5 9.34 9.03 8.64 Core tier one capital adequacy ratio 7.5 8.36 9.03 8.64 Ratio of loans to the single largest client to net capital 10 5.19 3.46 2.93 Ratio of loans
19、to top 10 clients to net capital Not applicable 25.78 20.16 19.77 Ratio of accumulated foreign exchange exposure position to net capital 20 4.11 1.71 0.52 Pass loans flow rate Not applicable 7.14 6.92 4.74 Special mention loans flow rate Not applicable 37.56 29.13 20.16 Substandard loans flow rate N
20、ot applicable 43.83 49.42 55.68 Doubtful loans flow rate Not applicable 71.14 85.27 98.29 Cost/income ratio (excluding business tax) Not applicable 25.97 31.31 36.33 Non-performing loan (NPL) rate 5 1.74 1.45 1.02 Provision coverage Not applicable 155.37 165.86 200.90 Loans loss provision ratio Not
21、applicable 2.71 2.41 2.06 Note: Regulatory indicators are shown in accordance with the regulatory standards. Pursuant to the requirements of the Administrative Measures for Liquidity Risks of Commercial Banks (for Trial Implementation), the liquidity coverage of commercial banks shall reach 100% by
22、the end of 2018; during the transitional period, the liquidity coverage shall reach 60% by the end of 2014, 70% by the end of 2015, 80% by the end of 2016 and 90% by the end of 2017, respectively. IV. Share Capital and Shareholders 1. Number of ordinary shareholders and preference shareholders with
23、recovered voting rights, and shareholdings of top 10 shareholders (Unit: share) Total number of ordinary shareholders as at the end of the reporting period 350,142 Total number of preference shareholders with recovered voting rights as at the end of the reporting period and as at the end of the month before the disclosure date of th暿暿 .sg 54 () 53 47 中国互联网络发展状况统计报告 （ 1 998/7 ） 6 41 39 37 35 35 29 29 29 29 25 23 23 23 21 21 19 19 17 17 17 17
