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TalkingData&ampamp;宜人贷:中国消费金融发展模式研究报告.pdf

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1、ver22. A. goods B. kindness C. gifts D. help23. A. talked B. worked C. waited D. thought24. A. store B. neighborhood C. street D. church25. A. selecting B. matching C. remembering D. organizing26. A. a shop B. a taxi C. her employer D. her parents27. A. delighted B. anxious C. surprised D. respectfu

2、l28. A. noticed B. listened C. got out D. carried on29. A. buys B. has C. uses D. needs30. A. garage B. building C. station D. yard31. A. thanked B. encouraged C. praised D. admired32. A. settle B. repeat C. argue D. explain33. A. to B. for C. from D. by34. A. delay B. silence C. time D. break35. A.

3、 case B. opinion C. memory D. name第二部分阅读理解(共 20 小题;每小题 2 .5 分,满分 50 分)3阅读下列短文,从每题所给的四个选项(A 、B、C 和 D)中,选出最佳选项,并在答题卡上将该项涂黑。AMonarch ButterfliesOne of the last West Coast homes of the Monarch butterfly, a type of insect(昆虫) may soon disappear. Strangely, it is in a town that calls itself Butterfly U.S.

4、A., Pacific Grove, California.The town of Pacific Grove loves the butterflies. Every year they have a parade (游行) and hundreds of children dress up as butterflies. Monarch butterflies are the town mascot. Tourism is very important, and many people come to see the butterflies. The butterflies are goo

5、d for the development of the town.In 1981 there were so many butterflies it looked like it was raining butterflies. Tens of thousands of Monarchs stayed on tree branches near Pacific Grove. Now there are not so many. The building goes on a little bit at a time, and you dont notice it day by day. Ove

6、r time, you can see that there has been a lot of development. As new buildings go up, many trees are cut down.This reduces the natural homes for the butterflies.Monarchs travel hundreds of miles each year, returning to the same woods, often to the same trees. The female Monarchs need milkweed to lay

7、 their eggs; the males will follow the females.Millions of Monarchs have traveled regularly along the same path for thousands of years. They start their trip in the mountains of Mexico and travel to the middle part of America. If the woods where the butterflies live are destroyed, the whole species

8、(物种) could be lost. There have been Monarch butterflies along the coast of California for as long as man can remember, but no one is sure how much longer they will last.36. Why are Monarch butterflies important to Pacific Grove?A. They may disappear.B. They come to stay every year.C. They help devel

9、op the towns tourism.D. They give a name to Pacific Grove.37. The underlined word “mascot” in Paragraph 2 probably refers to _A. a new type of butterflyB. an insect believed to bring good luckC. a parade organized by Pacific GroveD. a special dress for children in Pacific Grove38. What problem do Mo

10、narch butterflies face now?A. New buildings take up their living space.B. There has been too much rain in recent years.C. Their natural homes are destroyed by tourism.D. They have to travel a long distance to get home.39. Where do Monarch butterflies start their trip to Pacific Grove?A. From Central

11、 America.B. From the West Coast.C. From California.D. From Mexico.B4New ZealandWhat can you see?Mountains, volcanoes, rivers, lakes, waterfalls, forests, beaches. Both islands are mountainous. In fact, only 30% of New Zealand is flat.The MaorisWhen the Maoris first arrived in New Zealand, they lived

12、 in villages and were excellent fishermen, hunters and farmers. About 50 years ago many Maoris started to live and work in the large cities and took jobs in government, industries, medicine and education. They are proud of their culture (文化)and are determined to keep many of the customs which are pa

13、rt of their way of life.Who can you meet?Most people live on North Island. Eighty-five percent of New Zealanders are “pakeha” (“white men”), which means their “great grandfathers” came from Europe. Ten percent are Maoris. The Maoris came to New Zealand from the Polynesian islands probably around the

14、 tenth century. The “pakeha” started to arrive in New Zealand from Europe about 200 years ago as farmers and 等)互联网系 P2P、线上分期等,部分线上场景平台已发展为可对外服务的大型互联网金融平台(如蚂蚁、京东金融)。消费金融服务方资金方获客平台 搜索、支付、线上及线下场景、网媒及精准营销技术支持等风控支持 征信机构、数据聚合及服务平台、助贷机构、模型、风控技术服务方等支付平台 商业银行、第三方支付、卡组织等贷后管理 催收及不良资产处置等第三方支撑平台高频小额刚需 日常消费低频大额刚需 3C、家电、数码、装修、医疗、住房等日常低频刚需消费非刚需(消费升级) 医美、教育、旅游、游戏文化等其他现金需求消费场景

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